LoanSmart Privacy Policy

Introduction

Datazem LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how LoanSmart ("the App") collects, uses, and protects your information. By using LoanSmart, you agree to the practices described in this policy.

Information We Collect

Financial Data

LoanSmart allows you to enter financial information such as loan amounts, interest rates, payment schedules, and other loan-related data. This information is stored locally on your device and is never transmitted to our servers or shared with third parties.

Usage Data

We may collect anonymous usage statistics to help us improve the App. This may include:

• App version and device type
• General usage patterns (e.g., which features are used most frequently)
• Crash reports and error logs (without personal information)

This data is anonymized and cannot be used to identify you personally.

How We Use Your Information

We use the information we collect to:

• Provide and improve the App's functionality
• Fix bugs and improve performance
• Understand how users interact with the App
• Develop new features and enhancements

We do not sell, rent, or share your personal or financial information with third parties for marketing purposes.

Data Storage and Security

All financial data you enter in LoanSmart is stored locally on your device using secure storage mechanisms provided by your operating system (iOS or Android). We do not maintain servers that store your financial information.

We implement appropriate technical and organizational measures to protect your data, but no method of transmission or storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

Third-Party Services

LoanSmart may use third-party services for analytics and crash reporting. These services may collect anonymous usage data but do not have access to your financial information. We carefully select service providers that prioritize user privacy.

Your Rights

You have the right to:

• Access and review any data stored locally in the App
• Delete your data by uninstalling the App or using the App's data deletion features
• Opt out of anonymous usage analytics (if such options are available in the App settings)
• Contact us with questions or concerns about your privacy

Children's Privacy

LoanSmart is not intended for users under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected information from a child under 13, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us at:

Email: apps@datazem.net
Company: Datazem LLC

Consent

By using LoanSmart, you consent to this Privacy Policy. If you do not agree with this policy, please do not use the App.